![]() What happens if an emergency comes up? Do you have enough money to cover a blown tire or (heaven forbid) a trip to the ER? That, friends, is what you call an emergency fund (more on that later). When you’re rocking a budget, you can use it to plan for the stuff of life. But no matter what your savings goal is, it should always start with that zero-based budget. So, the next question is, what should your savings goal be? Well, it depends on your lifestyle and what you want to achieve in life. To do that, you need to be intentional and have a plan with a goal-a savings goal. But before you can know how much you should have in savings, you have to figure out what you’re saving for first. You know your family (maybe a little too much sometimes) and your financial situation better than anyone. The only person who can truly know how much you should have in savings is. That just means you get to have some fun telling your wallet full of George Washingtons where to go-especially a savings account. In order to know how much you should have in savings, you’ve got to start with a budget-a zero-based budget that is. But before we dive in, let’s talk about the key to success when it comes to saving: budgeting. ![]() While we aren’t experts in rocket science (and the world of nap schedules still makes us scratch our heads), we are experts in money. But those of us who are still trying to figure out how to get two kids to nap at the same time are pondering the simpler things in life: How much should I have in savings? The greatest minds of the world have discovered how to get a man on the moon, how electricity works and, more recently, how to get cars to drive themselves. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |